Secure
Your Future
Protecting Your Loved Ones with Reliable
Insurance Solutions
Secure
Your Future
Protecting Your Loved Ones with Reliable
Insurance Solutions
Our Mission
At Roemer & Associates, we are dedicated to providing peace of mind by offering comprehensive insurance coverage tailored to your unique needs.
Products
Insurance tailored to your needs.
Term Life Insurance
Secure what matters most with confidence. Our Term Life Insurance provides reliable protection for a set period — ensuring your family’s financial security and peace of mind in the face of life’s uncertainties. It’s a simple, affordable way to safeguard your legacy while building toward a stronger future.
Whole Life Insurance
Build lifelong protection with lasting value. Our Whole Life Insurance offers permanent coverage that grows with you — combining guaranteed protection with a cash value that accumulates over time. It’s not just insurance; it’s a foundation for generational wealth and financial stability.
Universal Life Insurance
Flexible protection that grows with you. Our Universal Life Insurance combines lifelong coverage with the ability to adjust your premiums and benefits as your financial goals evolve. Enjoy the security of permanent insurance with the potential for cash value growth — giving you control, stability, and long-term financial confidence.
Final Expense Insurance
Ease the burden for those you love. Our Final Expense Insurance provides affordable, lifelong coverage to help your family manage funeral costs, medical bills, and other end-of-life expenses. It’s a simple way to ensure peace of mind — knowing your legacy is protected and your loved ones are cared for when it matters most.
Mortgage Protection Insurance
Keep your home in the family — no matter what happens. Our Mortgage Protection Insurance ensures that your loved ones can remain in their home by covering mortgage payments in the event of your passing, disability, or critical illness. It’s peace of mind that protects both your investment and your family’s sense of security.
Annuities
Protect, grow, and preserve your retirement income. Our Annuities are designed to provide consistent, tax-advantaged growth and guaranteed income for life — helping you secure the future you’ve worked hard to build. Whether you’re planning ahead or already retired, we’ll help you design a plan that ensures confidence for years to come.
About
Hi, I’m Matthew Roemer — an Independant licensed Life and Health Insurance Agent driven by a passion to help families protect what matters most.
After my father was diagnosed with cancer, 15 years ago, and witnessing the passing of three of my grandparents in recent years, I’ve seen firsthand how important it is to have the right protection in place. My mission is to help individuals and families find affordable, reliable coverage that provides peace of mind when life takes the unexpected turn.
My wife and I are joyfully preparing to welcome our first child, a baby girl — and I find comfort knowing our family is protected. I want you to have that same peace of mind.
Remember, next year, next month, or even tomorrow may be too late. Let’s make sure your loved ones are covered today.
Testimonials
David H., Virginia Beach, VA
Matthew made the process of getting life insurance effortless. He took the time to explain every option clearly and helped us find a plan that truly protects my family without breaking the budget. I finally have peace of mind knowing my wife and kids are secure.
Thomas B., Norfolk, VA
I was nervous about rolling over my 401(k), but Matthew walked me through every step. He helped me understand annuities and how to create lifetime income. Now I know exactly where my money is going and I feel confident about my retirement for the first time
Jessica R., Chesapeake, VA
I’d been putting off finding better health coverage for years. Matthew not only found me a great plan but also explained how everything works in plain English. I’ve never felt more supported by an insurance professional
Frequently Asked Questions
Common Questions Answered for your convenience.
What types of insurance do you offer?
At Roemer & Associates, we provide customized solutions in life insurance, health coverage, and retirement annuities. Our goal is to help you protect your family, your income, and your future — all in one place.
How do I know which type of life insurance is right for me?
We start with a short consultation to understand your goals — whether that’s income replacement, mortgage protection, or long-term legacy planning. From there, we compare term life, whole life, and indexed universal life options to find the perfect balance between coverage and affordability.
Do I have to take a medical exam to get life insurance?
Not always. We work with multiple top-rated carriers, many of which offer no-exam or simplified-issue policies depending on your age, health, and coverage amount. During your consultation, we’ll help determine if a no-exam plan fits your needs.
What is an annuity and how does it work?
An annuity is a financial product designed to create guaranteed income for life. You invest a portion of your savings, and the annuity provides monthly payments during retirement. We specialize in fixed and indexed annuities, which protect your principal while allowing potential growth.
Can you help me with health insurance or Medicare?
Yes. Whether you need individual health coverage, family plans, or Medicare supplements, we’ll help you navigate the options and find a plan that fits your lifestyle and budget.
How do you get paid for your services?
Our consultations are completely free of charge. We’re compensated by the insurance carriers — never by you — so our priority is helping you find the best plan for your situation, not selling you a specific product.