How Cash Value Grows in a Universal Life Insurance Policy

Matthew Roemer

Published on: 17/10/2025

Universal Life Insurance builds more than just protection — it builds value. In this post, Roemer & Associates explains how the cash value in a Universal Life policy grows, how you can access it through withdrawals or loans, and how those choices may affect your death benefit. Learn how to make the most of your policy’s flexibility while keeping your family’s long-term protection secure.

Universal Life

What is Universal Life Insurance?

Matthew Roemer

Published on: 17/10/2025

Universal Life Insurance combines lifelong protection with flexible premiums and a growing cash value — but what does that really mean? In this post, Roemer & Associates breaks down Universal Life Insurance in simple terms, explaining how it works, how it differs from whole life coverage, and why it’s a smart option for families and individuals who want adaptable, long-term financial security.

Universal Life